Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).
*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Oral contraceptives, injection contraceptives and contraceptives patches |
Covered up to 70%
Portion not covered by RAMQ |
| Antidepressants, neurostimulants |
Covered up to 70%
Portion not covered by RAMQ |
| Vaccinations |
Up to 100%
Annual maximum $150 |
| Chiropractors |
$40 per visit
Annual maximum $600 |
| Ostheopaths |
$20 per visit
Annual maximum $400 |
| Podiatrists or chiropodists |
$20 per visit
Annual maximum $400 |
| Dieticians |
$20 per visit
Annual maximum $400 |
| Physiotherapists |
$40 per visit
Annual maximum $600 |
| Psychologist, social worker, psychotherapist or sexologist |
$50 per visit
Annual maximum $500 |
| Acupuncturists |
$20 per visit
Annual maximum $400 |
| Massage therapists, orthotherapists or physical rehabiliation therapists |
$20 per visit
Annual maximum $400
A medical recommendation is required for the massage therapist. |
| Naturopaths |
$20 per visit
Annual maximum $400 |
| Kinesiologists |
$20 per visit
Annual maximum $400 |
| And more |
Medical supplies, semi-private hospital room, hospital cash benefit, home nurse services, educational fees, ambulance transportation, accidental death and dismemberment, etc. |
Learn more
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| Eyeglasses & Contact Lenses |
$100 per 24 months |
| Eye exam |
$50 per coverage period |
| Laser eye surgery |
$150 per coverage period |
| Accidental Coverage for Eyeglasses |
100$ per coverage period |
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Learn More
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| Care abroad |
120 days per trip |
| Medical incident |
$5,000,000 per lifetime |
| Trip cancellation |
$3,000 per trip |
| Trip interruption |
$7,500 per trip |
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Learn More
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| Annual maximum |
$1,000 |
| Preventive services |
60% |
| Basic services |
50% |
| Major restorative services |
20% |
| And more |
Minor restorative services (fillings), oral surgery, endodontics (root canals), periodontics (gum treatments) |
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Learn More
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| Conversation - Provided by Dialogue |
All members of REMDUS are eligible
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
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Learn more - Mental Health & Wellness
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| AlloDoc! - Powered by Dialogue |
Included in the Health Plan only
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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Find more details about the Plan here:
