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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced care plan Basic care plan
Antidepressants

Remaining amount after RAMQ

-

Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches, drugs for hormonal therapy

Remaining amount after RAMQ

-

Neurostimulants

Remaining amount after RAMQ

-

Hormonal therapy

Remaining amount after RAMQ

-

Vaccinations

Covered at 100% 

Annual maximum $150

Covered at 100% 

Annual maximum $150

Psychologists

$80 per visit

Annual maximum $800

$50 per visit

Annual maximum $500

Chiropractors

$40 per visit

Annual maximum $600

$40 per visit

Annual maximum $600

Physiotherapists

$50 per visit

Annual maximum $500

$50 per visit

Annual maximum $500

Podiatrists

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Dieticians

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Osteopaths

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Naturopaths

$20 per visit 

Annual maximum $400

$20 per visit 

Annual maximum $400

Massage Therapists

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Acupuncturists

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

And More

Therapeutic equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and additional hospital allowance, tutorial service, accidental death and dismemberment, etc.


Learn More
Vision
Enhanced care plan Basic care plan
Eyeglasses or Contact Lenses

$125 every 24 months

$125 every 24 months

Accident coverage for eyeglasses

$100 per policy year

$100 per policy year

Eye Exam

$60 per policy year

$60 per policy year

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Dental
Enhanced care plan Basic care plan
Annual Maximum

$750

$750

Preventive Services

70%

70%

Extraction of Impacted Teeth

70%

70%

Basic Services

50%

50%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment)


Learn More
Legal Care Program
The essentials

Included in the Enhanced Dental Plan only

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Enhanced Dental Plan only

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Enhanced Dental Plan only

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care