Contraceptive methods (oral contraceptives, contraceptive injections, contraceptive patches, contraceptive rings, hormonal intrauterine devices, diaphragms), neurostimulants, antidepressants, and hormonal therapy: covered.
Please note that your student Plan covers only eligible prescription drugs in only the above categories.
Some drugs covered by the Plan aren’t covered by RAMQ. In this case, the pharmacist will give you a receipt indicating that the public plan provides no reimbursement. The insurance company will then reimburse you for the cost of the lowest priced equivalent generic product on the market.
If you're a Quebec resident (including international students who have become Quebec residents):
Ensure that you’re registered for one of these two plans:
If you aren’t covered by one of these two plans (Quebec Medicare or a private or public drug plan), you can’t submit prescription drug claims to the student Health Plan..
All claims for prescription drugs must first be submitted to a parent’s or spouse’s/employee plan or to RAMQ before being submitted to the student Health Plan. Note that only certain eligible drugs (see the categories above) are covered by the Plan.
Subsequently, the reimbursement received via the student Health Plan corresponds to the difference between the price of the drug (if it is covered) and the amount reimbursed by the former plan (private plan or RAMQ). When the drug is covered by both the private/RAMQ plan and the student Plan, Quebec residents can be reimbursed for up to 100% of eligible prescription drug costs by combining their plans.
Payable amount of $150 per insured person per coverage period for all vaccines not covered by the RAMQ. Administration fees are not included.
The cost of a semi-private room for each day of hospitalization with no limit as to the number of days.
Additional allowance: $50 per day of hospitalization, maximum of 30 days per period of hospitalization.
Convalescent or rehabilitation centre: The cost of a stay in a semi-private room, with a limit of 100 days per period of hospitalization.
Payable amount of $10,000 per insured person per coverage period, provided it is prescribed by a physician and approved by Desjardins Insurance.
In the event of a medical emergency, the fees related to the transportation by a licensed ground or air ambulance to the nearest hospital.
*The maximum amount applies to all specialists of this discipline.
Chiropractor: Payable amount of $40 per visit, up to a maximum of $600 per insured person per coverage period
X-rays required as part of a chiropractic, osteopathic, or podiatric treatment: Maximum of one x-ray exam, per insured person per coverage period, combined with the maximum payable amount for the specialist discipline.
Physiotherapist: Payable amount of $50 per visit, up to a maximum of $500 per insured person per coverage period.
Psychologist, sexologist or psychotherapist: Payable amount of $80 per visit, up to a maximum of $800 per insured person per coverage period.
Voice therapy: Payable amount of $50 per visit, up to a maximum of $500 per coverage period per insured person who is medically transitioning.
Conventional wheelchair: Purchase or rental, conditions apply.
Walkers or crutches: Purchase or rental, conditions apply.
Spinal brace: Purchase; repair costs are not included.
Brace for a limb, truss, and plaster: Purchase; repair or replacement costs are not included.
Conventional hospital bed: Purchase or rental, conditions apply.
Orthopaedic shoes: Purchase, up to a maximum of $200 per insured person per coverage period.
Podiatric orthosis or arch support: Purchase, up to a maximum of $350 per insured person per coverage period.
Artificial limb: Purchase; repair and replacement costs are eligible.
Artificial eye: Purchase.
External breast prosthesis: Purchase, when required in the case of total or radical mastectomy, including the purchase of a surgical brassiere.
Hearing aids: Purchase, up to a payable amount of $250 per insured person for 2 consecutive coverage periods.
Oxygen and equipment required for its administration: Purchase or rental, conditions apply.
Apnea monitor: Purchase or rental, conditions apply.
Drainage pump and chest percussion accessories: Purchase.
TENS nerve stimulators: Purchase or rental, conditions apply.
Other therapeutic equipment: Purchase or rental, conditions apply.
Elastic support stockings: Purchase of medium or firm (over 20 mmHg) support stockings dispensed in a pharmacy or a medical facility
Catheter: Purchase.
Glucometer or reflectant meter: Purchase or rental; devices for continuous glucose monitoring are covered only with a prescription for insulin. Up to a maximum of one device per person for the duration of the policy. Liquid Nitrogen necessary for the treatment of plantar wart: Purchase.
Opaque glasses necessary during radiotherapy or psoriasis treatments: Purchase.
Colostomy, ileostomy, or ureterostomy supplies: Purchase.
Supplies for paraplegics: Purchase.
Medical supplies for gavage: Purchase.
Medical supplies necessary following a tracheotomy: Purchase.
Compressive garments for the treatment of burns: Purchase.
Medicated dressings: Purchase.
Imaging techniques (including x-rays and ultrasounds), diagnostic laboratory tests, and radiotherapy or radium therapy. Such procedures do not include services received in a hospital and ultrasounds related to pregnancies. Magnetic resonance imaging (MRI) is not included.
The services of a dentist required to repair and replace healthy teeth as a result of an accidental blow to the mouth received while the insured person is covered under this benefit. Dental services must be rendered within 12 months of the accident. Reimbursements are based on the fees indicated in the Dental Association Fee Guide for General Practitioners of the province in which the services are provided (these fees are the ones suggested to general practitioners, not specialists).
Radiotherapy or treatment of blood coagulation problems. Such procedures do not include services received in a hospital.
The services of a private teacher, up to a payable amount of $10 per hour and a maximum of $300 per accident or illness.
Amount of insurance per insured person: $4,000
For detailed information and maximums, please consult your insurance brochure.
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