Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).
*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, contraceptive rings, contraceptive injections, contraceptive patches |
Remaining amount after RAMQ |
| Vaccinations |
Covered at 100%
Annual maximum $150 |
| Psychologist, psychotherapist & sexologist |
$80 per visit
Annual maximum $800 |
| Chiropractors |
$40 per visit
Annual maximum $600 |
| Physiotherapists |
$50 per visit
Annual maximum $750 |
| Podiatrists |
$20 per visit
Annual maximum $400 |
| Dietitians |
$20 per visit
Annual maximum $400 |
| Osteopaths |
$40 per visit
Annual maximum $650 |
| And More |
Therapeutic equipment, x-rays, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc. |
Learn More
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| Eyeglasses or Contact Lenses |
$150 every 24 months |
| Accident Coverage for Eyeglasses |
$100 per policy year |
| Eye Exam |
$60 per policy year |
| Laser Eye Surgery |
$150 per policy year |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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Learn More
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| Annual Maximum |
$1,000 |
| Preventive Services |
70% |
| Basic Services |
50% |
| And More |
Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment). |
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Learn More
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| The Essentials |
Included in the Dental Plan
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
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Learn more - Legal Care Program
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| AlloDoc! - Powered by Dialogue |
Included in the Dental Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
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| Conversation - Powered by Dialogue |
Included in the Dental Plan
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
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Learn more - Mental Health & Wellness
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Find more details about the Plan here:
