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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced care plan Basic care plan
Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches

Remaining amount after RAMQ

-

Vaccinations

Covered at 100%

Annual maximum $150

Covered at 100%

Annual maximum $150

Psychologist

$80 per visit

Annual maximum $800

$50 per visit

Annual maximum $500

Chiropractors

$40 per visit

Annual maximum $600

$40 per visit

Annual maximum $600

Physiotherapists

$50 per visit

Annual maximum $750

$50 per visit

Annual maximum $750

Podiatrists

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Dietitians

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Osteopaths

$40 per visit

Annual maximum $650

$40 per visit

Annual maximum $650

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced care plan Basic care plan
Eyeglasses or Contact Lenses

$150 every 24 months

$150 every 24 months

Accident Coverage for Eyeglasses

$100 per policy year

$100 per policy year

Eye Exam

$60 per policy year

$60 per policy year

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Dental
Enhanced care plan Basic care plan
Annual Maximum

$1,000

$1,000

Preventive Services

70%

70%

Extraction of Impacted Teeth

70%

70%

Basic Services

50%

50%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment).

Learn More
Legal Care Program
The essentials - Powered by Dialogue

Included in the Enhanced Dental Plan only

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Enhanced Dental Plan only

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Enhanced Dental Plan only

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness