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Understanding my coverage

The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).

*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Enhanced care plan Basic care plan
Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches

Remaining amount after RAMQ

-

Vaccinations

Covered at 100%

Annual maximum $150

Covered at 100%

Annual maximum $150

Psychologist

$80 per visit

Annual maximum $800

$50 per visit

Annual maximum $500

Chiropractors

$40 per visit

Annual maximum $600

$40 per visit

Annual maximum $600

Physiotherapists

$50 per visit

Annual maximum $750

$50 per visit

Annual maximum $750

Podiatrists

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Dietitians

$20 per visit

Annual maximum $400

$20 per visit

Annual maximum $400

Osteopaths

$40 per visit

Annual maximum $650

$40 per visit

Annual maximum $650

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Enhanced care plan Basic care plan
Eyeglasses or Contact Lenses

$150 every 24 months

$150 every 24 months

Accident Coverage for Eyeglasses

$100 per policy year

$100 per policy year

Eye Exam

$60 per policy year

$60 per policy year

Laser Eye Surgery

$150 per policy year

$150 per policy year

Learn More
Travel
Enhanced care plan Basic care plan
Travel Health Coverage

120 days per trip

120 days per trip

Medical Incident

$5,000,000 per lifetime

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

$3,000 per trip

Trip Interruption

$7,500 per trip

$7,500 per trip

Learn More
Dental
Enhanced care plan Basic care plan
Annual Maximum

$1,000

$1,000

Preventive Services

70%

70%

Extraction of Impacted Teeth

70%

70%

Basic Services

50%

50%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment).

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Legal Care Program
The essentials - Powered by Dialogue

Included in the Enhanced Dental Plan only

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Enhanced Dental Plan only

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Enhanced Dental Plan only

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness