Understanding my coverage

The current policy year is from Sept. 1 – Aug. 31, or from Jan. 1 – Aug. 31, 2024 (for new Winter students).

*Please refer to the Insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health

Antidepressants	Remaining amount after RAMQ
Oral contraceptives	Remaining amount after RAMQ
Vaccinations	Up to 100% Annual maximum $100
Chiropractor	$30 per visit Annual maximum $400
Physiotherapist or physiatrist	$40 per visit Annual maximum $400
Podiatrist or podologist	$30 per visit Annual maximum $400
Dietician	$30 per visit Annual maximum $400
Osteopaths	$30 per visit Annual maximum $400
Naturopath or naturotherapist	$30 per visit Annual maximum $400
Massage therapist	$30 per visit Annual maximum $400
Acupuncturists	$30 per visit Annual maximum $400
And More	Medical supplies, semi-private hospital room, additional allowance (hospitalization), home nurse services, , ambulance transportation, dental accident services, accidental death and dismemberment, etc.
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Vision

Eyeglasses or Contact Lenses	$125 per 24 months
Eye Exam	$40 per coverage period
Laser Eye Surgery	$150 per policy year
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Dental

Annual Maximum	$750
Preventive Services	70%
Extractions - impacted tooth	70%
Basic Services	70%
And More	Fillings, oral surgery, endodontics (root canals), periodontics (gum treatments)
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