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Understanding my coverage

The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).

*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Contraceptive methods (oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches)

Remaining amount after RAMQ

Antidepressants, neurostimulants, hormonal therapy

Remaining amount after RAMQ

Vaccinations

Up to 100% 

Annual maximum $100

Chiropractors

$30 per visit

Annual maximum $400

Physiotherapists or physiatrists

$40 per visit

Annual maximum $400

Podiatrists or chiropodists

$30 per visit

Annual maximum $400

Registered Dietitians

$30 per visit

Annual maximum $400

Osteopaths

$30 per visit

Annual maximum $400

Naturopaths or naturotherapists

$30 per visit

Annual maximum $400

Massage Therapists

$30 per visit

Annual maximum $400

Acupuncturists

$30 per visit

Annual maximum $400

Voice therapy

$50 per visit

Annual maximum $500

And More

Medical supplies, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses or Contact Lenses

$125 per 24 months

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Dental
Annual Maximum

$1000

Preventive Services

70%

Extraction of Impacted Teeth

70%

Basic Services

70%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment), etc.

Learn More
Legal Care Program
The Essentials

Included in the Dental Plan

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Dental Plan 

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
2SLGBTQIA+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - 2SLGBTQIA+