Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).
*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Contraceptive methods (oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches) |
Remaining amount after RAMQ |
| Antidepressants, neurostimulants, hormonal therapy |
Remaining amount after RAMQ |
| Vaccinations |
Up to 100%
Annual maximum $100 |
| Chiropractors |
$30 per visit
Annual maximum $400 |
| Physiotherapists or physiatrists |
$40 per visit
Annual maximum $400 |
| Podiatrists or chiropodists |
$30 per visit
Annual maximum $400 |
| Registered Dietitians |
$30 per visit
Annual maximum $400 |
| Osteopaths |
$30 per visit
Annual maximum $400 |
| Naturopaths or naturotherapists |
$30 per visit
Annual maximum $400 |
| Massage Therapists |
$30 per visit
Annual maximum $400 |
| Acupuncturists |
$30 per visit
Annual maximum $400 |
| Voice therapy |
$50 per visit
Annual maximum $500 |
| And More |
Medical supplies, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc. |
Learn More
|
| Eyeglasses or Contact Lenses |
$125 per 24 months |
| Eye Exam |
$60 per policy year |
| Laser Eye Surgery |
$150 per policy year |
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Learn More
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
|
Learn More
|
| Annual Maximum |
$1000 |
| Preventive Services |
70% |
| Basic Services |
70% |
| And More |
Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment), etc. |
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Learn More
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| The Essentials |
Included in the Dental Plan
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
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Learn more - Legal Care Program
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| Programme mieux-être - Powered by Dialogue |
Included in the Dental Plan
A student assistance program providing mental health and wellness services 24/7 |
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Learn more - Mental Health & Wellness
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| Gender Affirmation Care |
Included in the Health Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
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Learn more - 2SLGBTQIA+
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Find more details about the Plan here:
