Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).
*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Contraceptive methods (oral contraceptives, contraceptive rings, contraceptive injections, contraceptive patches, hormonal intrauterine devices, copper IUD) |
Portion not covered by RAMQ |
| Antidepressants |
Portion not covered by RAMQ |
| Vaccinations |
100%
Annual maximum $150 |
| Psychologists or psychotherapists |
$80 per visit
Annual maximum $800 |
| Chiropractors |
$40 per visit
Annual maximum $600 |
| Physiotherapists & Kinesiologists |
$50 per visit
Annual maximum $750 |
| Acupuncturists, dieticians, massage therapists, naturopaths and naturotherapists |
$20 per visit for this group
Annual maximum for this group: $400 |
| And More |
Medical supplies, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and additional hospital allowance, tutorial service, accidental death and dismemberment, etc. |
Learn more - Health
|
| Eyeglasses & Contact Lenses |
$150 every 24 months |
| Accident coverage for eyeglasses |
$100 per coverage period
|
| Eye exam |
$60 per coverage period |
| Laser Eye Surgery |
$150 per coverage period |
|
Learn more - Vision
|
| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip interruption |
$7,500 per trip |
|
Learn more - Travel
|
| Annual Maximum |
$1,000 |
| Preventive Services |
50% |
| Basic Services |
50% |
| And More |
Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment) |
|
Learn more - Dental
|
| The Essentials |
Included in the Dental Plan
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
|
Learn more - Legal Care Program
|
| AlloDoc! - Powered by Dialogue |
Included in the Dental Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
|
Learn more - Virtual Health Care
|
| Programme mieux-être - Powered by Dialogue |
Included in the Dental Plan
A student assistance program providing mental health and wellness services 24/7 |
|
Learn more - Mental Health & Wellness
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Find more details about the Plan here:
