Maximum of $50,000 per insured person per coverage period
Quebec residents Generic drugs:
Brand name drugs:
If you're a Quebec resident (including international students who have become Quebec residents):
Ensure that you’re registered for one of these two plans:
If you aren’t covered by one of these two plans (Quebec Medicare or a private or public drug plan), you can’t submit prescription drug claims to the student Health Plan.
All claims for prescription drugs must first be submitted to a parent’s, spouse’s, or employee plan or to RAMQ before being submitted to the student Health Plan.
Subsequently, the reimbursement received via the student Health Plan corresponds to the difference between the price of the drug and the amount reimbursed by the former plan (private plan or RAMQ). Quebec residents can be covered for up to 100% of eligible prescription drug costs by combining their private/RAMQ drug coverage and their student Health Plan.
Non-Quebec residents Generic drugs:
The cost of a semi-private room for each day of hospitalization with no limit as to the number of days.
Additional allowance: $75 per day of hospitalization, maximum of 30 days per period of hospitalization.
Payable amount of $25,000 per insured person each period of 3 consecutive coverage periods, provided it is prescribed by a physician and approved by Desjardins Insurance.
In the event of a medical emergency, the fees related to the transportation by a licensed ground or air ambulance to the nearest hospital, up to $250 per occurrence.
Payable amount of $20 per visit, up to a maximum of $400 per insured person per coverage period, for each of the following specialist disciplines:
*The maximum amount applies to all specialists of this discipline.
X-rays required as part of a chiropractic, osteopathic, podiatric, or chiropody treatment: Maximum of one x-ray exam per specialist per insured person per coverage period, combined with the maximum payable amount for the specialist discipline.
Services reimbursed at 80% Psychologist, psychotherapist, registered Guidance Counsellor, and Social Worker: Up to a maximum of $750 per insured person per coverage period.
Conventional wheelchair: Purchase or rental, conditions apply.
Electric wheelchair: Purchase or rental, conditions apply.
Walkers or crutches: Purchase or rental, conditions apply.
Spinal brace: Purchase; repair costs are not included.
Brace for a limb, truss, and plaster: Purchase; repair or replacement costs are not included.
Conventional hospital bed: Purchase or rental, conditions apply.
Orthopaedic shoes: Purchase of one pair, up to a maximum of $500 per insured person per coverage period, conditions apply.
Podiatric orthosis or arch support: Purchase, up to a maximum of $350 per insured person per coverage period.
Artificial limb: Purchase; repair and replacement costs are eligible.
Artificial eye: Purchase.
External breast prosthesis: Purchase, up to a maximum of $200 per insured person per coverage period, when required in the case of total or radical mastectomy.
Surgical brassiere: Purchase of 2 surgical brassieres per insured person per coverage period.
Hearing aids: Purchase and repair, up to a payable amount of $500 per insured person for 5 consecutive coverage periods.
Wigs: Purchase, up to a maximum of $300 per insured person per coverage period, when required as a result of chemotherapy.
Glucometer or reflectant meter: Purchase or rental, up to a lifetime maximum of $700 per insured person.
Oxygen and equipment required for its administration: Purchase or rental, conditions apply.
Apnea monitor: Purchase or rental, conditions apply.
Drainage pump and chest percussion accessories: Purchase.
TENS nerve stimulators: Purchase or rental, up to a lifetime maximum of $700 per insured person, conditions apply.
Other therapeutic equipment: Purchase or rental, up to a maximum of $10,000 per insured person per coverage period, conditions apply.
Elastic support stockings: Purchase, including pressure gradient hose, dispensed in a pharmacy or a medical facility.
Stump socks: Purchase, up to 5 pairs per insured person per coverage period.
Catheter: Purchase.
Opaque glasses necessary during radiotherapy or psoriasis treatments: Purchase.
Colostomy, ileostomy, or ureterostomy supplies: Purchase.
Supplies for paraplegics: Purchase.
Medical supplies for gavage: Purchase.
Medical supplies necessary following a tracheotomy: Purchase.
Compressive garments for the treatment of burns: Purchase.
Medicated dressings: Purchase.
Services reimbursed at 80%
Intra-uterine devices and diaphragms: Purchase.
The services of a dentist required to repair and replace healthy teeth as a result of an accidental blow to the mouth received while the insured person is covered under this benefit. Dental services must be rendered within 12 months of the accident, up to a maximum of $2,500 per insured person, per accident. Reimbursements are based on the fees indicated in the Dental Association Fee Guide for General Practitioners of the province in which the services are provided (these fees are the ones suggested to general practitioners, not specialists).
Radiotherapy or treatment of blood coagulation problems. Such procedures do not include services received in a hospital.
The services of a private teacher, up to a payable amount of $10 per hour and a maximum of $300 per accident or illness.
The expenses and fees for tuition, if the student is unable to continue their studies as a result of disability or death, conditions apply.
Overall lifetime maximum: $10,000
Book allowance: up to a maximum of $1,000
Amount of insurance per insured person: $2,000
For detailed information and maximums, please consult your insurance brochure.
Quebec residents All vaccines not covered by the RAMQ. Administration fees are not included.
Non-Quebec residents Reasonable and customary charges. Administration fees are not included.
Quebec residents Not covered
Non-Quebec residents Reasonable and customary charges.
Non-Quebec residents Up to an eligible amount of $20 per operation.
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