Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 for new January students.
*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Oral contraceptives |
Remaining amount after RAMQ |
| Antidepressants, neurostimulants |
Remaining amount after RAMQ |
| Vaccinations |
100%
Annual maximum $150
|
| Massage Therapists |
$40 per visit
Annual maximum $400
Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist. |
| Chiropractors |
$40 per visit
Annual maximum $400 |
| Physiotherapists or physiatrists |
$40 per visit
Annual maximum $400 |
| Podiatrists |
$40 per visit
Annual maximum $400 |
| Osteopaths |
$40 per visit
Annual maximum $400 |
| Dieticians |
$40 per visit
Annual maximum $400 |
| And More |
Medical supplies, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial benefit, accidental death and dismemberment, etc. |
Learn More
|
| Eyeglasses & Contact Lenses |
$100 per 24 months |
| Eye Exam |
$50 per policy year |
|
Learn More
|
| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
|
Learn More
|
| Annual Maximum |
$750 per policy year |
| Preventive Services (recall exams, cleanings) |
70% |
| Basic Services (oral surgery, fillings, endodontics, periodontics) |
50% |
| And More |
Oral surgery, minor restorative (fillings), endodontics, periodontics, etc. |
|
Learn More
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| The Essentials |
Included in the Dental plan
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more |
|
Learn more - Legal Care Program
|
| Programme mieux-être - Powered by Dialogue |
Included in the Dental Plan
A student assistance program providing mental health and wellness services 24/7 |
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Learn more - Mental Health & Wellness
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| AlloDoc! - Powered by Dialogue |
Included in the Dental Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
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Learn more - Virtual Health Care
|
| Gender Affirmation Care |
Included in the Health Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
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Learn more - 2SLGBTQIA+ Support
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Find more details about the Plan here:
