Understanding my coverage
The current policy year is from Sept. 1, 2022 – Aug. 31, 2023.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Antidepressants |
Remaining amount after RAMQ |
| Oral contraceptives |
Remaining amount after RAMQ |
| Vaccinations |
100% per visit
Annual maximum $150 |
| Acupuncturists |
$20 per visit
Annual maximum $400 |
| Chiropractors |
$40 per visit
Annual maximum $600 |
| Massage Therapists |
$20 per visit
Annual maximum $400 |
| Osteopaths |
$20 per visit
Annual maximum $400 |
| Physiotherapists |
$50 per visit
Annual maximum $750 |
| Podiatrists |
$20 per visit
Annual maximum $400 |
| Psychologist |
$80 per visit
Annual maximum $800 |
| Registered Dietitians |
$20 per visit
Annual maximum $400 |
| And More |
Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc. |
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|
| Eyeglasses & Contact Lenses |
$150 per 24 months |
| Eye Exam |
$60 per policy year |
| Laser Eye Surgery |
$150 per policy year |
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| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
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|
| Annual Maximum |
$1,000 per policy year |
| Preventive Services (recall exams, cleanings) |
70% |
| Basic Services (fillings, oral surgery, endodontics, periodontics) |
50% |
| LEGAL ESSENTIALS |
Legal Representation
• Fees of lawyers or experts
• Disbursements
Legal Consultation |
| Virtual Health Care |
Connect with nurses and physicians via a mobile or web app from anywhere in Canada |
| Conversation |
Mental Health & Well-Being Services
Consultations with mental health professionals offered during the day, evening, and weekend, until remission. Initial triage is available 24/7. |
| And More |
Oral surgery, minor restorative (fillings), endodontics, periodontics, etc. |
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Learn More
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Find more details about the Plan here:
