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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024.

To obtain all of the details of your coverage, including maximums, follow the links below.

Antidepressants, neurostimulants and drugs for hormonal therapy

Remaining amount after RAMQ

Contraceptive methods (oral contraceptives, intrauterine devices (hormonal and non-hormonal), diaphragms, contraceptive rings, contraceptive injections, contraceptive patches)

Remaining amount after RAMQ


100% per visit

Annual maximum $150


$20 per visit

Annual maximum $400


$40 per visit

Annual maximum $600

Massage Therapists

$20 per visit

Annual maximum $400


$20 per visit

Annual maximum $400


$50 per visit

Annual maximum $750


$20 per visit

Annual maximum $400


$80 per visit

Annual maximum $800

Registered Dietitians

$20 per visit

Annual maximum $400

Voice therapy

$50 per visit

Annual maximum $500

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Eyeglasses & Contact Lenses

$150 per 24 months

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Annual Maximum

$1,000 per policy year

Preventive Services (recall exams, cleanings)


Extraction of teeth


Basic Services (fillings, oral surgery, endodontics, periodontics)



Legal Representation

• Fees of lawyers or experts

• Disbursements

Legal Consultation

Virtual Health Care

Connect with nurses and physicians via a mobile or web app from anywhere in Canada


Mental Health & Well-Being Services

Consultations with mental health professionals offered during the day, evening, and weekend, until remission. Initial triage is available 24/7.

And More

Oral surgery, minor restorative (fillings), endodontics, periodontics, etc.

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Legal Care Program
The Essentials

Included in the Dental Plan

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Conversation - Powered by Dialogue

Included in the Dental Plan

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Learn more - Mental Health & Wellness
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Dental Plan 

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
LGBTQIA2S+ Support
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - LGBTQIA2S+ Support