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Understanding my coverage

The current policy year is from Sept. 1, 2022 – Aug. 31, 2023.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Antidepressants

Remaining amount after RAMQ

Oral contraceptives

Remaining amount after RAMQ

Vaccinations

100% per visit

Annual maximum $150

Acupuncturists

$20 per visit

Annual maximum $400

Chiropractors

$40 per visit

Annual maximum $600

Massage Therapists

$20 per visit

Annual maximum $400

Osteopaths

$20 per visit

Annual maximum $400

Physiotherapists

$50 per visit

Annual maximum $750

Podiatrists

$20 per visit

Annual maximum $400

Psychologist

$80 per visit

Annual maximum $800

Registered Dietitians

$20 per visit

Annual maximum $400

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$150 per 24 months

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

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Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Dental
Annual Maximum

$1,000 per policy year

Preventive Services (recall exams, cleanings)

70%

Extraction of teeth

70%

Basic Services (fillings, oral surgery, endodontics, periodontics)

50%

LEGAL ESSENTIALS

Legal Representation

• Fees of lawyers or experts

• Disbursements

Legal Consultation

Virtual Health Care

Connect with nurses and physicians via a mobile or web app from anywhere in Canada

Conversation

Mental Health & Well-Being Services

Consultations with mental health professionals offered during the day, evening, and weekend, until remission. Initial triage is available 24/7.

And More

Oral surgery, minor restorative (fillings), endodontics, periodontics, etc.

Learn More