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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Antidepressants

Remaining amount after RAMQ

Oral contraceptives, intrauterine devices (hormonal and non-hormonal), diaphragms, contraceptive rings, contraceptive injections, contraceptive patches, neurostimulants, hormonal therapy - Quebec residents

Remaining amount after RAMQ

Vaccinations

100% per visit

Annual maximum $150

Acupuncturists

$20 per visit

Annual maximum $400

Chiropractors

$40 per visit

Annual maximum $600

Massage Therapists

$20 per visit

Annual maximum $400

Osteopaths

$20 per visit

Annual maximum $400

Physiotherapists

$50 per visit

Annual maximum $750

Podiatrists

$20 per visit

Annual maximum $400

Psychologist

$80 per visit

Annual maximum $800

Registered Dietitians

$20 per visit

Annual maximum $400

Voice therapy

$50 per visit

Annual maximum $500

And More

Medical equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$150 per 24 months

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Dental
Annual Maximum

$1,000 per policy year

Preventive Services (recall exams, cleanings)

70%

Extraction of teeth

70%

Basic Services (fillings, oral surgery, endodontics, periodontics)

50%

LEGAL ESSENTIALS

Legal Representation

• Fees of lawyers or experts

• Disbursements

Legal Consultation

Virtual Health Care

Connect with nurses and physicians via a mobile or web app from anywhere in Canada

Conversation

Mental Health & Well-Being Services

Consultations with mental health professionals offered during the day, evening, and weekend, until remission. Initial triage is available 24/7.

And More

Oral surgery, minor restorative (fillings), endodontics, periodontics, etc.

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Legal Care Program
The Essentials

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Conversation

Powered by Dialogue

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Learn more - Mental Health & Wellness
Virtual Health Care
AlloDoc!

Powered by Dialogue

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
LGBTQIA2S+ Support
Gender Affirmation Care

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys  

Learn more - LGBTQIA2S+ Support