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Understanding my coverage

The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).

*Please refer to the insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches

Remaining amount after RAMQ

Antidepressants, neurostimulants

Remaining amount after RAMQ

Vaccinations

Covered at 100% 

Annual maximum $150

Psychologists, psychoterapists, sexologists, psychoeducators

$60 per visit

Annual maximum $600

Chiropractors

$40 per visit

Annual maximum $600

Physiotherapists and kinesiologists

$50 per visit

Annual maximum $750

Massage therapists, naturopathsm naturotherapists, acupuncturists, dietitians

$20 per visit, up to an annual maximum of $400 for this group

And More

Medical supplies, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.

Learn More
Vision
Eyeglasses or Contact Lenses

$150 every 24 months

Accident coverage for eyeglasses

$100 per policy year

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Dental
Annual Maximum

$1,000

Preventive Services

50%

Extraction of Impacted Teeth

50%

Basic Services

50%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment)

Learn More
Legal Care Program
The Essentials

Included in the Dental Plan 

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Dental Plan 

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

All AÉCSP members are eligible

A student assistance program providing mental health and wellness services 24/7

Conversation - Powered by Dialogue

Included in the Health Plan 

Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission

Learn more - Mental Health & Wellness
LGBTQIA2S+ Support
Gender Affirmation Care

Included in the Health Plan 

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys

Learn more - LGBTQIA2S+ Support