Understanding my coverage
The current policy year is from Sept. 1, 2023 – Aug. 31, 2024 , or from Jan. 1 – Aug. 31, 2024 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
Antidepressants
Remaining amount after RAMQ
-
Contraceptive methods: oral contraceptives, hormonal intrauterine devices, copper IUD, diaphragms, contraceptive rings, contraceptive injections, contraceptive patches
Remaining amount after RAMQ
-
Neurostimulants
Remaining amount after RAMQ
-
Vaccinations
Covered at 100%
Annual maximum $150
Covered at 100%
Annual maximum $150
Psychologists
$60 per visit
Annual maximum $600
$50 per visit
Annual maximum $500
Chiropractors
$40 per visit
Annual maximum $600
$40 per visit
Annual maximum $600
Physiotherapists and kinesiologists
$50 per visit
Annual maximum $750
$50 per visit
Annual maximum $750
Massage therapists / Naturopaths / Acupuncturists / Dietitians
$20 per visit, up to an annual maximum of $400 for each specialist discipline
$20 per visit, up to an annual maximum of $400 for each specialist discipline
And More
Therapeutic equipment, x-rays, diagnostic ultrasounds, commercial labaratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and hospital cash benefit, tutorial service, accidental death and dismemberment, etc.
Learn More
Eyeglasses or Contact Lenses
$150 every 24 months
$150 every 24 months
Accident coverage for eyeglasses
$100 per policy year
$100 per policy year
Eye Exam
$60 per policy year
$60 per policy year
Laser Eye Surgery
$150 per policy year
$150 per policy year
Learn More
Travel Health Coverage
120 days per trip
120 days per trip
Medical Incident
$5,000,000 per lifetime
$5,000,000 per lifetime
Trip Cancellation
$3,000 per trip
$3,000 per trip
Trip Interruption
$7,500 per trip
$7,500 per trip
Learn More
Annual Maximum
$1,000
$1,000
Preventive Services
50%
50%
Basic Services
50%
50%
And More
Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment)
Learn More
The essentials
Included in the Enhanced Care Dental Plan only
A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more
Learn more - Legal Care Program
AlloDoc! - Powered by Dialogue
Included in the Enhanced Care Dental Plan only
Virtual health care that connects you with nurses and physicians from anywhere in Canada
Learn more - Virtual Health Care
Programme mieux-être - Powered by Dialogue
All AÉCSP members are eligible
A student assistance program providing mental health and wellness services 24/7
Conversation - Powered by Dialogue
Included in the Enhanced Care Health Plan only
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission
Learn more - Mental Health & Wellness
Gender Affirmation Care
Included in the Enhanced Care Health Plan only
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys
Learn more - LGBTQIA2S+ Support
Find more details about the Plan here:
